finance

The human element of wealth

Qelani Makina TRADITIONAL finance theory has for many years suggested that individuals are rational actors, consistently making decisions that maximise their benefits.This perspective, while mathematically smart, often fell short in explaining real-world market anomalies and sub-optimal individual financial choices.The emergence of behavioural finance has illuminated a crucial reality: wealth management is not merely about numbers,…

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Low output chokes iron, steel industry

MOST companies in Zimbabwe’s iron and steel industry are operating at less than 50 percent capacity, according to the latest report from the Engineering, Iron and Steel Association of Zimbabwe (EISAZ).Once a regional powerhouse for iron and steel, Zimbabwe’s industry thrived when the Zimbabwe Iron and Steel Company (Zisco) was still fully operational.“Capacity utilisation ranges…

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Recruitment policy not just a formality

By Memory Nguwi AT the heart of every successful organisation lies the ability to attract and retain the right people. Talent is not just a resource; it is the engine that drives strategy, growth, and long-term sustainability.Recruitment, therefore, is more than filling vacancies; it is a deliberate process of selecting individuals who embody the organisation’s…

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POSB speeds up AI integration

THE People’s Own Savings Bank (POSB) is taking major steps to integrate artificial intelligence (AI) into its operations as part of its three-year transformation strategic plan (TSP) meant to improve efficiency and boost profitability.The TSP which covers 2025-2027, has already seen the bank initiate several market penetration strategies during the first half of the year.AI…

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NMBZ beefs up cyber defence

NMBZ Holdings (NMBZ) is tightening its digital defence systems and increasing surveillance to counter rising cyber-crimes and protect customers’ assets and data.Cybercrime, mainly in the banking sector, has escalated significantly in Zimbabwe, exacerbated by rapid digitalisation, mirroring global trends.In response, financial institutions are investing in strong systems, staff training, and collaborating with public and private…

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NBS targets home loans growth

THE National Building Society (NBS) says it wants to grow its share of the mortgage market through increased financing towards purchase of stands, building and home improvement to meet high demand.Zimbabwe’s mortgage market is characterised by a dominance of cash buyers, with only a small percentage of transactions being mortgage-based, largely due to high interest…

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RTG plans Montclair facelift

RAINBOW Tourism Group (RTG) is set to refurbish its latest acquisition, Montclair Resort & Conference Hotel (Montclair) in Nyanga as it seeks to enhance guest experience in line with international standards.RTG acquired Montclair for US$5 million in November 2024, making it the group’s seventh property.The move aligns with the hotelier’s five-year strategy to expand its…

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Business and government unite on reforms

THE Confederation of Zimbabwe Retailers (CZR) has pledged to work closely with the government to ensure that recently announced reforms to ease the cost of doing business are fully implemented and benefit all stakeholders. In a statement yesterday, CZR president Denford Mutashu commended the government for taking bold steps to reduce regulatory burdens, streamline permits,…

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