Staff Writer 
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https://fingaz.co.zw/wp-content/uploads/penci-text-to-speech/post-312036.mp3?cb=1736355640.mp3 ZIMBABWE’s formal retail sector endured a challenging year in 2024, characterised by stiff competition from the burgeoning informal traders, working capital constraints and high cost of operating ― all threatening the viability of most businesses. This was compounded by a drastic decline in consumer spending as authorities’ tightening of liquidity in the economy weighed…
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